Tow Truck Insurance Indianapolis Indiana

Tow Truck Insurance Indianapolis Indiana — Low Rates & Quotes 7 Days Per Week!

Tow Truck Insurance Indianapolis Indiana

Who is looking for the best deal on Tow Truck Insurance in Indianapolis and the nearby areas?  Smart tow company owners call Pathway first by dialing 800-998-0662.

Pathway is a leading broker offering great rates and coverage on Tow Truck Insurance in Indianapolis and throughout the state of Indiana.

Call right now if it is before 5 CST Monday- Friday.  If you find us after these hours or on the weekend use our online chat system to find great deals on Indian Tow Truck Insurance 7 days per week!

Also you can send us your request for information from our Indiana Tow Truck Insurance Company partners including quotes 24 hours per day when you click the area below closest to your location:

  • Indianapolis Tow Truck Insurance
  • Tow Truck Insurance Carmel Indiana
  • Noblesville Indiana Tow Truck Insurance
  • Tow Truck Insurance Westfield Indiana
  • Anderson Indiana Tow Truck Insurance
  • Indiana Tow-Truck Insurance – all other areas

Don’t think for a second it’s a good idea to use creative ways to buy tow truck insurance to save money when underwriting rules are ignored or subverted.

Some tow owners use plan B when they can’t afford the premium rates being charged on Tow Truck Insurance in Indianapolis, or don’t want to pay the required premiums.

Tow Truck Insurance Indianapolis Indiana — Avoid Using Creative Ways to Buy Tow Truck Insurance Part 2.

Let’s review a fictitious account involving “Tricky” Ricky Henderson and his younger brother Sammy who start a tow truck company called Tricked Out Towing with the objective of transporting cars that have been wrecked in drag races or had their engines blown.

Soon after the company gets started Sammy quits after learning just how expensive the insurance would be on a tow truck.

The reason Sammy quit suddenly is because he was sorry about going into business with his brother in the first place- he loves his brother but he got his nickname “Tricky” Ricky for good reason and he knows it’s likely that the business will go nowhere fast and might cost him money versus making money so he bails out of the business using the high insurance rates as a convenient excuse.

“Tricky” Ricky now is in a bit of a predicament.  The insurance is going to cost anywhere from 2-7 times more than he paid for the truck and he just can’t afford that.  

Ricky had gotten quotes from 7 different agents and he had no idea it would cost so much for commercial insurance and he just can’t afford the rates he was given so he comes up with Plan B.

Ricky decides to call his insurance agent to see if he can simply add his truck to his car policy.

Rick’s agent asks for the VIN number of the truck and since his wrecker is a converted F150 “Tricky” Ricky is able to slip his commercial vehicle on his personal auto policy.

“Tricky” Ricky naturally, or one might say conveniently, forgets to tell his agent that it’s a wrecker.

“Tricky” Ricky’s insurance agent doesn’t even ask how the vehicle will be used he simply adds it to the policy.

Ricky is tickled pink because instead of paying up to $7,000 per year his new bill is $42 per month.

About one week later Ricky gets a phone call from one of the agents he got Indianapolis Tow Truck Insurance Quotes from named Dudley Dew Right. Ricky tells Mr. Dew Right that he got a policy from XYZ Auto Insurance Company.

Dudley Dew Right knows that XYZ Auto Insurance Company does not sell commercial insurance, let along Indianapolis Tow Truck Insurance so he tells “Tricky” Ricky this.

“Ricky I’m not sure how you got a commercial policy from that company because they do not sell tow truck insurance.” Dudley Dew Right states.

“Are you sure about that, I got the ID card right here.” Ricky replied.

“I’m sure Ricky, the agent you bought insurance from must have misled you because your truck is a converted F150 wrecker it would be easy for that to happen, say who’s that agent that sold the policy to you?” Dudley Dew Right asked.

“Well I don’t know if that’s any of your business Mr. Dew Right.” Ricky retorted.

“Well now Ricky I’m trying to help you avoid getting a claim denial buddy, I’ve been doing this business for a very long time and I’ve seen in some cases that agents just to earn a sale, are willing to bend the rules or lie, now here’s the thing Ricky if that agent lied and you have an accident, XYZ Auto Insurance Company is not going to pay the claim because they don’t insure commercial vehicles,”

Dudley Dew Right continues, “Just to double check on that I’ll call the company to see if they opened up a new division offering commercial insurance.”

“Knock yourself out Mr. Dew Right” and he hung up the phone on this helpful agent.

Dudley Dew Right makes a phone call which sets up a chain reaction of events for “Tricky” Ricky Henderson.

We will learn more about that in our next post.

Tow Truck Insurance Indianapolis Indiana — Quotes & Coverage 7 Days per Week!

If you are looking for the best deal on Tow Truck Insurance in Indianapolis and the nearby areas you need to call us by phone or if you find us after 5 PM or on the weekends use our chat system to speak with a licensed agent.

Our number is 800-998-0662 or if it is more convenient send us a request for quotes by using any of the links below:

  • Indianapolis Tow Truck Insurance
  • Tow Truck Insurance Carmel Indiana
  • Noblesville Indiana Tow Truck Insurance
  • Tow Truck Insurance Westfield Indiana
  • Anderson Indiana Tow Truck Insurance
  • Indiana Tow Truck Insurance – all other areas
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